Savings Comparison

Personal Savings Comparison

Features and Benefits Savings
Account

SavingsELITE3  Christmas Club Savings4 Certificate of DepositIndividual Retirement AccountGuaranty Money Market

 

Health Savings Account
Minimum to Open

$100

($25 for Minors)

$25,000$5$500$500$1500$100
Monthly Service Charge

$3

how to reduce

NONENONENONENONE

$15

how to reduce

NONE
Daily Balance to Avoid Monthly Service Charge$200NONENONENONENONE$1500N/A
Interest Bearing*YesYesYesYesYesYesYes
DepositsUNLIMITEDUNLIMITEDUNLIMITEDXXUNLIMITEDUNLIMITED
WithdrawalsTHREE COMPLIMENTARY PER MONTHaUNLIMITEDXXXUNLIMITED5UNLIMITED6

Debit Card

(ATM Use Only)

YesYesXXXYesYes
24 Hour Telephone BankingYesYesInquiry OnlyYesYes
Online & Mobile BankingYesYesYesYes
eStatementsYesYesYesXXYesYes
Check WritingXXXXXUNLIMITEDUNLIMITED7

Please see FGB Schedule of Misc. Fees and Charges for additional fees that may apply to your account.

* Check our rates page for current rates.

aSavings Account - withdrawal fee $2 per transaction over three complimentary each month.

3 SavingsELITE - daily minimum balance of $25,000 to receive advertised rate.

4 Christmas club savings - must deposit $5 per month via automatic transfer from another FGB account. Disbursements made via direct deposit into another FGB account on the third Tuesday in October.

5 Guaranty Money Market - Unlimited withdrawals with minimum daily balance of $1500.

6 Health Savings Account - Unlimited withdrawals for qualified medical expenses.

7 Health Savings Account - Unlimited check writing for qualified medical expenses.

Are you a current FGB Customer?

Yes

Do you live in one of these states?

AR, KY, LA, MS, OH, TX, WV

Yes

Please visit your local FGB branch.

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